Your sensitive information is safe with us.

Our relationship with you is our most important asset. We understand that you have entrusted us with your private financial information, and we’ll do everything we can to maintain that trust.


Information that We Collect


We may collect Nonpublic Personal Information from you or others, including your name, address, e-mail address, telephone numbers, Social Security Number, other information that permits us to contact or communicate with you, information about your financial situation including your employment or occupation, salary, assets, insurance and investment transactions, banking information, and other financial and tax information you may elect to supply to us.


How We Collect Information

We collect this Nonpublic Personal Information through various sources, including:

• Information we receive from you on new account forms, fact-finding questionnaires, product and service applications, and other forms;

• Information we receive from you, in writing, electronically, through the telephone, or through our website, when you communicate with us or request information about our products and services;

• Your transactions with us, our affiliates, and those affiliated and unaffiliated product sponsors with whom we have selling agreements or other arrangements for the provision of services to you and whose products you own; and

• Consumer reporting agencies.


Information that We Disclose

We do not sell your personal information to anyone.  As permitted by law and as outlined in this policy, we disclose Nonpublic Personal Information to affiliates and unaffiliated third parties that provide services to us or with whom we have contractual relationships in order that we may carry out your directions and effectively and efficiently service your account. Examples of third parties with whom we may share your Nonpublic Personal Information include:

• Mutual fund companies, insurance companies, and other product sponsors in order to execute your investment and insurance purchases and sales and to allow for the servicing of your accounts;

• Clearing Agencies or other broker/dealers through whom we clear and settle your securities transactions;

• Companies providing account performance and/or reporting services on your accounts;

• Third party asset managers with whom we have relationships for the management of customer accounts;

• Banks and other financial institutions where our Registered Representatives maintain a registered office location and with whom we have arrangements for the marketing and sale of our products and services;

• Companies that provide services to us to assist with the maintenance of required books and records or to facilitate client mailings or publications on our behalf;

• State, Federal, and other regulatory and self-regulatory authorities as required by law or regulation;

• Other companies, associations, agencies, third parties, and institutions that provide services to us in order that we may more effectively and efficiently service your account; and those companies, associations, agencies, third parties, and institutions with which we are licensees, registrants, or Members;


We protect the confidentiality and security of your personal information.


We restrict access to personal information to our staff and for business purposes only.


Amendments to Our Privacy Policy

When we make material amendments to our Privacy Policy we will post an appropriate notice on our website. In addition we may send you an amended version of our Privacy Policy through the mail.